5 Ways You Can Finance Your Dental Implant Treatment

5 Ways You Can Finance Your Dental Implant Treatment

Going to dentists is an inevitable and necessary part of life and we unfortunately cannot get away from the fact that the cost of having dental implants is high. The specific cost anyone person will pay will depend on the dental practice they use, the specific brand of a dental implant fitted, and most obvious of all, how many dental implants actually need to be fitted. You do not need to be a mathematics professor to know that the cost of a single dental implant is going to be a lot less than a set of dental implants used to replace the full top and bottom rows of teeth.

The cost of dental implants might encourage you to shop around and try to find the cheapest possible dental implant practitioner, but we must add a note of caution here. By all means, look for the best value for money, but, given that you should be looking for dental implants to last a number of years, you must ensure that the dental implant solution you choose is the right one for you.

By that, we are not questioning the professionalism and skills of any dental impact practitioners but instead pointing to the fact that there are different dental implant products available. You also want to ensure that a specific dental implant is one that meets all your criteria with regards to quality and durability.

As far as the amount that you are going to pay, several factors will impact that price, and this could be anywhere from $3,000 to $7,000…per tooth! No small amount for just a single tooth, but if you have a full set of teeth you wish to be replaced by dental implants, then with adults having a total of 32 teeth, we suggest you take a deep breath before doing the multiplication.

If you are still with us, it now comes to the point where you can look at options for funding the procedure. An important point – we are not financial advisors, so this article is designed as general information and not financial advice. You must carry out due diligence and seek professional financial advice if necessary.

Pay Cash

The straightforward way to pay, but most will agree not exactly the easiest, especially if the amount runs into tens of thousands of dollars. However, if you are fortunate enough to have considerable savings, and prefer to pay for your dental implant treatment upfront and in full, then by all means do so.

Use Your Credit Card

For those who have one or more credit cards that provide a credit limit that covers the cost of your dental implant treatment then this allows you to subsequently pay it via your monthly credit card bills. You could choose to only pay a portion via credit card and the rest in cash. One tip is to shop around for credit cards with introductory low-interest rates and apply for one of them prior to paying for your treatment.

Take Out A Bank Loan

Another form of credit is to apply to your bank or another credit lender for a loan to pay for treatment, which would mean you pay indirectly for your dental implants in monthly installments. Look for loans that have lower interest rates. Some people are tempted to not mention that the loan is for a medical procedure and enter a false reason in their application, but we would advise being entirely truthful.

Borrow From Friends Or Family

Got a rich parent, friend, or auntie who could lend you the money? Whilst it is probably the most unlikely way you will pay for dental implants, if you have a relative or friend who trusts you, then by all means ask to borrow the money from them. Presumably, they will lend it to you interest-free, and in return, you should ensure you pay it back as agreed.

Use The Dental Implant Practitioner’s Payment Plan

You will find that many dental implant practitioners offer installment plans to pay for treatment. The terms and conditions may differ with respect to interest versus interest-free, and the time period for repayment, so it would serve you well to compare what options different practices offer.